Scotty B in Mustang GT

Welcome to Scotty’s Kick-Ass Guide!

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I write NO B.S. how-to guides about hacking your personal finances!

My name is Scotty B; I’m a writer and knowledge seeker who is obsessed with self-learning.

Here are three of my all-time favorite self-learning quotes!

“Formal education will make you a living. Self-education will make you a fortune.”
………. by: Jim Rohn

“Whether you think you can or you can’t, either way, you are right!”
………. by: Henry Ford

“The greatest competitive advantage is knowledge!”
………. by: Mark Cuban

 I want to share information and ideas with you that I’ve learned over the years through self-teaching, real-world experience, and research.

Currently, I write about the following topics:

Roommate Advice

A simple form of passive income and savings on rent.

Credit Repair

Good credit unlocks great financial opportunity.

Online Reputation Management

What people think of you online matters for your financial well being!

Real Estate

I have never rented an apartment my entire life and bought my first home at 21! Shelter yourself from rocket high rent increases and learn the benefits of buying property.


Avoid being scammed and keep your money in your own pocket.

Nintendo Game Collecting

I love Nintendo video-game collecting, so why not write about it too!

Down the road…

I’m planning on interviewing some experts to share even more knowledge with myself and all of you!

About Scotty B:


I’m a San Francisco Bay Area native! I began my career in early 2000 as an IT Professional and bought my first home at the age of 21. Over the years I’ve learned how to leverage real estate and living with roommates to protect myself from high rents.

I decided to launch Scotty’s Kick-Ass Guide in 2016 to share all of the knowledge I’ve learned over the years about hacking personal finances to get ahead!

In my free time (away from the computer) I enjoy driving my Ford Mustang GT, enjoying the outdoors, flea markets and playing retro Nintendo video games.

My writing style is conversational and personable, with a tactical approach to talk about what happens in the world! Helping you apply concepts to your own unique situation.

I update this site on a regular basis, so you’re not reading content from 100 million years ago!

Enjoy your time reading the blog!

Your Friend,

Scotty B.